Just Right Health and Wealth

Licensed health, Medicare & life insurance broker

Coverage that fits you just right.

I'm Melissa Schlittler. I help people across Northeastern Pennsylvania sort through Medicare, Pennie marketplace plans, supplemental coverage and life insurance, and choose what truly fits their health and their budget.

Call 570-473-5946 See what I offer
Many carriers, one conversation No fee for my help By phone or video
Just Right Health and Wealth logo: a smiling sun rising from two green leaves. Insurance and Retirement Solutions. Helping you protect your health, wealth and future.
Medicare Annual Enrollment runs October 15 – December 7. Pennie Open Enrollment runs November 1 – January 15.

My services to you

Health coverage, the gaps around it, and the future after it

I work with multiple insurance carriers, so we can compare plans side by side instead of starting from one company's menu. Don't see what you need? Call me. I'm happy to help.

Medicare Advantage & Medigap

Turning 65, or rethinking the plan you have? We'll look at your doctors, prescriptions and budget together to find an Advantage or Medigap plan that suits you.

Annual Enrollment: Oct 15 – Dec 7

ACA & Pennie plans

I'm a Pennie Certified Agent. I'll help you apply for savings and compare marketplace plans. A life change like a move, job loss or new baby may qualify you for a Special Enrollment Period.

Open Enrollment: Nov 1 – Jan 15

Supplemental & gap coverage

A high deductible or out-of-pocket maximum can hurt. Hospital, accident and critical illness plans pay cash benefits that help bridge the gaps in an ACA, Medicare Advantage or short-term plan, for a small monthly cost.

Enroll any time of year

Dental, vision & hearing

Standalone plans with a range of networks, and some with little or no waiting period. A separate dental and vision plan is often less expensive than the one built into a medical plan.

Enroll any time of year

Home health care

Do you have a plan for care when you need it? Home health care plans help pay for care in the comfort of your own home, and many include medication reimbursement too.

Enroll any time of year

Life insurance & annuities

Protect the people who count on you, cover final expenses, or plan for steady income in retirement. We'll find the coverage that matches your goals.

Enroll any time of year

Personalized service

One size doesn't fit all. I take time to understand your health needs and budget, explain the differences between plans in plain language, and give you a recommendation you can feel confident about.

Community focused

I was born and raised in NEPA, and I primarily serve Lackawanna, Wayne and Susquehanna counties. I also help people anywhere in Pennsylvania by phone or video.

Here after you enroll

Questions about a bill, a claim or a plan change? Call me. I review your coverage with you every year so it keeps fitting as your life changes.

Melissa Schlittler smiling, wearing glasses and a green top

About me

Hello! I'm Melissa.

I was born and raised in Northeastern Pennsylvania, and I have many years of experience in both the health insurance and health care fields. I enjoy using that knowledge to make insurance simple and stress-free, saving you time and money along the way.

My main goal is to make sure the coverage you choose fits you and is "just right." I take pride in supporting individuals and families with their health care and financial needs, and I truly value the opportunity to serve my community.

Melissa Schlittler

Licensed in Pennsylvania Pennie Certified Agent NPN 21502577

Mark your calendar

When you can enroll

Most health coverage can only be changed during certain windows. Supplemental, dental, vision, life and home health care plans are available all year.

DatesEnrollment periodWhat you can do
Oct 15 – Dec 7Medicare Annual EnrollmentJoin, switch or drop a Medicare Advantage or Part D plan. Changes start January 1.
Nov 1 – Jan 15Pennie Open EnrollmentEnroll in or change a marketplace plan. Enroll by December 31 for coverage starting January 1.
Jan 1 – Mar 31Medicare Advantage Open EnrollmentIf you have a Medicare Advantage plan, make one switch to another Advantage plan or to Original Medicare.
Around your 65th birthdayInitial Enrollment PeriodSeven months: the three months before your birthday month, that month, and the three months after.
Any time of yearSupplemental & moreHospital, accident, critical illness, dental, vision, hearing, home health care and life insurance.

Contact

Let's find the plan that fits you

Call or email me to set up a time. I'm glad to talk by phone or over video, whatever is easiest for you.

Based in
Olyphant, PA